Q. What Should I Do if I Have Been Scammed?
You should report the details to the Police and to Action Fraud online. You may want to tell family, friends and neighbours so as to warn them and you may want to follow-up to see if you can get your money (or documents etc.) back.
See http://www.fightbackonline.org/index.php/guidance/40-what-to-do-if-you-have-been-scammed for more details.
Q. Do only gullible or greedy people get scammed?
NO. A lot of scams do rely on people’s greed e.g. an offer to help you to claim an inheritance by pretending to be a relative. But often the scammers rely on people’s generosity e.g. messages supposedly from a loved trapped without money and needing urgent medical help or after each natural disaster scammers set-up fake websites and take donations to help the injured – but they keep the money for themselves.
Anyone can be caught out – but be cautious and always think before clicking or reacting and do have standard software precautions in place to filter out much of the scam and spam messages.
Q. What are the most common scams?
Scams do keep changing and new ones keep arising but there is a basic set of scams which remains constant and most other scams are a variant on these.
· Online Shopping and Auction Scams
· Lottery Scams
· Premium Rate Telephone Number Scam
· Identity Theft
· Nigerian Letter or “419” Fraud
· Dating and Romance Scams
· Holiday Scam
· Telemarketing Fraud
· Fake Loan Scam
· Investment-Related Scams
Q. How are you fighting back against scammers and spammers?
Fighting back encompasses:-
· Warning people so they don’t get caught out by scams
· Publicising what the scammers do, so as to make it easier for people to find the relevant information
· Publicising those organisations, websites and individuals who fight back in some way and help people who have been scammed.
· Providing examples of how to fight back safely e.g. scam baiting, wasting the scammers time, how to deal with cold callers, having fun at the scammers expense and more.
· Helping to raise the profile of scamming and the damage it causes to people’s lives and hence encouraging development of better tools, processes and regulations to deter or stop the scammers.
· To make it more difficult for scammers to succeed.
We are always looking for new ways to Fight Back!