Kim was bored one day and received a phishing scam message on LinkedIn and decided to play it through and see what happens.
This is what happened and it shows the preparation involved in some scams.
Thanks for accepting my connection in Linkedin and i will formally introduce myself to you. I am Mrs Sarah Catherine LEGG, Non-executive Director at the Hang Seng Bank Plc. I am contacting you concerning an abandoned sum of $22,500,000.00 USD. In June 2003, A customer called Richard Kim a foreign contractor with Royal Dutch Plc came to our bank for business discussions and investment, As the officer in charge of his transaction then, I encouraged him to consider various growth of funds with prime ratings. Then he invested Nineteen Million Five Hundred Thousand United State Dollars only. Based on my advice, we were able to spin the initial deposit with profit and interest to 22.5 million U.S Dollars. Unfortunately, my client died in a car crash and he died without leaving a Will.
Our dear client died with no known or identifiable family member. After failing to receive viable claims and at the expiration of ten years the funds will revert to the ownership of the Hong Kong Government.
Now, I am prepared to give the necessary details to you as the closest surviving relation of our deceased customer (Richard Kim). I am also proposing that after a successful execution of the business deal, the funds will be shared in the ratio 40/60. You will get 40% and I will be entitled to 60% as the initiator of the deal. You know that I must have done my home work already before contacting you. I will tidy up the legal aspect with the assistance of a lawyer who will prepare all the documents that will be needed to transfer the money from Hong Kong to your country. If you give me positive signals, I will initiate this process towards a conclusion. I wish to inform you that should you not contact me via official channels because our calls are being monitored at the bank
Mrs Sarah Catherine LEGG
Kim replied : It’s an interesting deal. Please explain more details of the deal.
The scammer then provided more detailed information about how the transaction would take place.
Kim replied : Thanks for your intriguing proposal in advance. I think this is a fantastic deal ever I have. It’s like a Hollywood movie story and much better than lottery.
Kim forwarded the documents as instructed and an apparent date of birth, address etc. etc. as requested.
She received a reply from “Lloyds”
On behalf of myself and the bank, accept our deepest condolences. We have received a formal approval from the deceased personal account officer verifying you as the legal next of kin. We have initiated the process of
funds transfer as stated in your application. We are ready to release the reference account to you as the legal next of kin of Engr. Richard Kim. The reference account has quite a huge closing balance with a high interests gained over a period of time. It was initially difficult locating the account because it has not been operated for a while but this account remains valid.
Our policy requires you provide the following documents stated below to enable us assist you wire the funds to your designated bank account which will take 24 hours for the funds to reflect.
The required documents are:
1: Police Report of Mr. Richard Kim
2: Sworn Affidavit of truth and claims
3: Death certificate of Mr. Richard Kim
4: Power of Attorney/Administration Letter
Upon receipt of these documents, we will then legally transfer amount & account’s backup file to you. Expecting your quick response to serve you better.
Yours in service,
Mr. James Walter
Head of accounts (GLD)
Kim replied to scammer (role of sarah):
Please send me those documents that Walter listed.
Then she got a reply about a lawyer named HAMMED KAZIM .
Kim replied to scammer(role of Hammed Kazim):
My relative died in untimely, I am the only his next of kin.
I’m contacting you for the release of legal documents as below.
(list of documents)
Please let me know the cost of this process, I hope you to work on it very speedy.
The scammer (role of Hammed Kazim) replied:
Find below our Retainer Agreement, we should be able to get you all 4 documents within two working days to enable you secure the release of your unclaimed proceeds in Lloyds Bank.
HAMMED KAZIM LAW FIRM
Then they mentioned a barrister from the same law from who could represent him in court to process the legal documents from the high court of law.
Then comes the first mention of money. They want £3,450, with a down payment of £700, to cover legal fees.
At this point Kim switches to the offensive and tells them that as they retained the legal firm it’s their duty to pay the retainer fee of £700.
Emails fly back and forwards and eventually the scammer gives up as it is clear she won’t get any money from Kim.
There is a lot of detail involved in this scam with numerous template letters, multiple characters involved, various companies etc. The scammers have honed the process and clearly understand the process of building confidence in the victim (and greed) to the point where the victim willingly hands over a lot of money.
These scams rely on the victim’s greed – don’t be caught out.
Original story at https://okebari.wordpress.com
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